Strategic Financial Advice
As your Financial Planner, I can help to identify and help you achieve your lifestyle goals.
Our initial consultation will give you an opportunity to determine what sort of advice you need, followed by an information gathering meeting.
I then present you with tailored financial advice and when you are happy with the result, we implement your financial plan.
I provide ongoing reviews of your financial situation to ensure that any changes to your life are worked into the fabric of your plan.
Building an ongoing financial relationship, rather than a 'one-off' transaction with you is the most effective way to ensure your original financial plan remains relevant and works the hardest for wealth creation.
Insurance
A well-rounded protection strategy will ensure that you, your family, business and investments are positioned in a way to mitigate financial disruptions when unforeseen circumstances arise.
While you may feel protected already with the insurance you have, we ensure this is reviewed to ensure all risks are covered, and that important assets are not underinsured.
Insurance for significant injury, loss of income, life-threatening or long-term illness or untimely death can provide a reassuring financial safety net.
Financial planning for potential disruptions to your earning capacity makes a lot of sense.
Superannuation
Superannuation is your retirement fund made up of employer contributions during your work life, plus any additional contributions you may have made along the way.
Understanding some of the benefits and strategies of utilising your super can help you to end up with more in the long run.
We also make sure that your super fund is performing for you. It is now much easier than in the past to move between funds - and this is great news because it makes the super funds keep on top of their fees and performance.
You are not locked in.
Implementing these strategies early is obviously ideal, but whatever your age, we can walk through the benefits of how to make the most of your Superannuation and have more than enough for your retirement.
Retirement Planning
The best time to have started your retirement planning would have been when you first started working. The next best time is right now!
Retirement planning is not just about having a super fund set up. It is about you and your family, and in the case of many Australians, your business.
If you plan to be a self-funded retiree, then there are other ways to make sure that you have enough income to enjoy your retirement years.
We also know that life can throw curve balls at us - and it is at those times in particular that our plans need to be reviewed and adjusted.
Together, we can effectively respond to legislative changes regarding super, tax, social security and other retirement issues so you make the most of the money that is available to you.
Cash Management
Whether you are a saver or a spender, nothing excites me more than clients who want to know how to manage their money more effectively.
I have worked with people who have all kinds of spending habits, and quite often simply setting things up in the right way makes all the difference between living from pay day to pay day, and growing your savings.
If no one has ever shown you, how are you expected to know?
It is exciting to watch my clients' savings grow and feel in control of their financial future. Together, we can find strategies to manage your money effectively and set you on the right path for wealth creation.
Estate Planning
Estate planning is the most effective way to ensure that the wealth you have created over your lifetime is distributed to your beneficiaries in a financially efficient and tax effective way.
It can also be a way to avoid any earnings or investments being lost, given to unintended beneficiaries or heavily taxed.
Discover how to avoid these and many other common pitfalls with comprehensive estate planning.
Statement of Disclosure:
Wealth Beyond Money Pty Ltd, ABN 88 657 210 298 is a Corporate Authorised Representative (No.1296830) of GPS Wealth Ltd. AFSL 254 544 |ABN 17 005 482 726 | www.gpswealth.com.au | Tel: (02) 8074 8599
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